A considerable number of real estate investors have found another bank to exchange contracts after the two-year grace period, and continue to use the grace period to hold properties in the form of rent payments. Although the mortgage interest will also increase after the interest rate hike, "only paying the interest without repaying the principal" can still relieve a lot of monthly burdens. Suggestion 2 to Yawen: The investment concept and stock selection are confusing, so slow down and keep cash. Yawen's biggest anxiety about the current situation is that she has kept a lot of cash on her body in the past, and on the surface it seems that she has not generated any investment cash flow.
But as far as I can see, it is her biggest advantage to have a lot of available funds at present, and she does not need to rush to find the target and invest too much money. In a bear market, choosing a stable target company is extremely important. Simply put, it's the whatsapp list concentration of money in companies whose failures would have a considerable global impact. While the global stock market is relatively uncertain, it is better at filtering out companies that are undervalued at this time. When the market is relatively sluggish, there is no need to rush into the market in a crisis. Select a few companies carefully and observe whether the revenue of these companies and the revenue of US stocks have increased, including operating cash flow, liabilities, and income data.
First understand whether the current stock price is overvalued or undervalued, and make an assessment before investing. The global stock market has entered a bear market, giving you 4 suggestions for capital allocation In the face of the recent market, if you are an investor who is more prone to anxiety like Yawen, you can first increase the cash on hand to a standard that can maintain a worry-free life without work for one to a year and a half, so that even in the global market In a volatile situation, cash is also sufficient to withstand the risk that the market will return to the level for a while.